Property Owners

ASHI Home Inspections

Most people only have their property inspected when purchasing it, however annual inspections are a good idea. This will help you better understand how your property is aging, it will help establish a maintenance protocol, and it will inform you if the current maintenance protocol is working which can help maximize the life expectancy of the building material avoiding costly repairs. We offer a full property inspection that follows the A.S.H.I. standard of practice. This is also the service you need if you are trying to buy or sell property.Â

Insurance Loss Inspection & Estimates

After any type of property damage, even ones you don’t feel are significant, property owners can take advantage of this free inspection. For example, sewer backups, plumbing or appliance leaks, fire, smoke, or storm activities affect the property in a fashion that an insurance adjuster commonly overlooks which in turnÂ lessens your property value. These same things can cost property owners significant costs with paying for the damage repair out of pocket on top of paying the ever increasing insurance premiums. We look for consequential, hidden and underlying problems that is often overlooked. These kinds of problems impact the property value. Our service can offer line item estimating specific to your property insurance requirements. With our help you can find the insurable damage and get a fair insurance claim estimate.

Four Point Inspections

In some states, insurance companies require you to have a four-point inspection when purchasing or renewing property insurance. The properties roof, plumbing, electrical, and AC systems are verified and reported on. We do this with the top tools available in our industry utilizing satellite images, drones and our highly trained professional eyes. This is the best service you can find to ensure your property is safe and insurable.Â

Wind Mitigation Inspections

This inspection can identify if your building is properly retrofitted or built to withstand hurricane force winds. It’s a fact that specific building design and assembly can help lessen the effect of property failure during a hurricane. This inspection can be used to gain significant discounts when buying insurance. This is not an obligated inspection unlike the four point inspection.Â

Mold Testing & Remediation

There are thousands of types of mold and only a few are deadly. Mold can be very dangerous and should not be taken lightly. Our licensed experts can identify through on site testing if a discoloration is mold, then if warranted test see what kind of mold you may be dealing with. Our experts can find the water/moisture source and can write remediation protocols along with securing clearance certificates through final testing. Our clients’ health and safety is a top priority to us.

Indoor Air Quality

This process inspects the actual air you are breathing wether at work or home. â€œSick Building Syndromeâ€ has always been a thing. In the last two decades many illness were identified as the result of the air quality people become exposed to. This includes mold, micro toxins (bi-product of mold), dust, dander, insect particles, and off-gassing of building materials and chemicals used inside properties that become trapped. The only real way to determine if your propertyâ€™s air quality is healthy is to conduct air quality testing. We do this custom to our clients’ complaints and circumstances, whether in a home or business.

Â Property Loss Appraiser & Umpire

In the world of insurance recovery after a loss it is wise to have your own construction expert determine what the actual loss was. Insurance adjusters and their experts are always looking out for the insurance companies who pay their salaries, not yours. Adjusters are not trained in any form of construction, home repair or estimating. Do not trust any opinion that an insurance company has given you and always get a second opinion. We are nationally recognized as â€œProperty Loss Appraisersâ€. In most insurance policies there is an â€œAppraisal Clauseâ€. This function exists to avoid the time and cost of a law suite. Most attorneys who claim to assist disputed claims just hire â€œappraisersâ€. Property owners can avoid the use of any attorney and simply hire their own appraiser when the issue is about how much was paid. Law suits are reserved for wrongfully denied claims, not underpaid claims.Â

Everything we do is idled on serving as a testifying expert. All inspections and reports are created with the appreciation that our products will become evidence in any potential litigation. Even the toughest insurance companies respect our opinion of what’s damaged and what we say it will cost to repair.

Maintenance and Insurance Coverage AuditsÂ

Before a property loss it is wise to capitalize on this service. If you are purchasing insurance you should be concerned about the condition of the property. Many claims get denied or rejected because of poor maintenance and poor condition. Just buying insurance isn’t enough to make sure a claim will get paid if something goes wrong.Â To make sure you collect benefits later you should take a maintenance and insurance audit. This is a unique inspection that helps identify poor or ineffective maintenance and issues of having too much or too little insurance coverage. Utilizing this service, owners can understand their building needs to insure maximum life expectancy, catch avoidable problems before causing major damage later, and document the property condition. Having periodic audits time stamp condition. This helps avoid rejected or denied claims into the future. We will go over every aspect of your property and insurance policy to set you up for success. We will break down the policy into simple terms so there’s no room for error. This is a service that we recommend to every property owner because this is the foundation of a bountiful recovery.Â

Matterport/ Drone/ 3D Floor Plan with measurements

This package is the perfect tool to document and assess a property. This will provide official documentation of the condition of your property at the date of the inspection. This is important because any future incident that occurs you can rely on this product as proof that you have suffered a loss. This service can also be utilized in the process of selling your property or just capturing the uniqueness and beauty of your property to showcase it for others to see. This service gives the ability to gain detailed measurements and floor plans. It also gives people the ability to virtual tour the exterior and interior of property. With our package still shots, aerial video, and cinema video will capture all the property offers. This combined package can be used for many reasons and is the greatest value you can find in todayâ€™s market to showcase and document property conditions.Â

Property Claim Investigation / Testifying Expert

Our network of experts are all focused on protecting your interests, not your insurance companies. We are driven by facts and understand the insurance claim process. We have licensed Public Insurance Adjusters that analyze the state of your property and claim offering expert advice and direction on how to move forward with your insurance company. Our network incorporates a â€œProperty Casualty Attorneyâ€ to offer property owners a complete recovery team if and when things get complicated. We have a 100% success ratio. Our team is driven by facts and make logical insurance claims. Even the worst insurance companies are compelled to pay claims we help assemble. Our products are made knowing judges and jurors will potentially see them. Insurance companies won’t risk the consequences of denying or underpaying claims with our team overseeing the process.